Use Empora’s free closing cost calculator to estimate & compare your savings on real estate closing expenses including title fees, closing fees & transfer taxes. This calculator will provide an estimate of the costs you’ll pay at closing with Empora Title versus other title companies and show you the hidden fees possible with a home closing. To use the closing cost calculator, simply enter the state, transaction type, sale price and loan amount. The calculator will then estimate your closing costs, including title insurance, closing fees, transfer taxes and more.